Frequently Asked Questions

What are Travel Points?

Travel Points are a way for USAA members to pay the lowest prices guaranteed on cruise vacations and guided tours. When you are ready to make your purchase, online or over the phone, you can apply some a portion of your points and access prices not available to the public. In addition, you do not need to use Travel Points while booking a vacation rental as your travel benefit provides you with significant savings everyday, everywhere. Additionally, you cannot use points when you purchase a flight, however for every flight book you will earn $100 travel points. Travel Points have no actual cash value and may not be redeemed toward payment of any taxes, fees, travel insurance, shipping, or handling charges.

How do I earn more Travel Points?

On your initial visit to the Member Travel Privileges site, you will receive $1,000 travel points. If you spend a minimum of $2,500 within the calendar year, you will be credited with $1,000 Travel. In addition, when you opt-in to receive email marketing communications you will be credited with $100 Travel Points, and when you book your airfare through Member Travel Privileges you will also earn $100 Travel Points into your account. Lastly, when you rent a car through USAA’s Perks Car Rental program and submit your qualifying rental car receipt to MTP you will earn $50 travel points too.

What happens if I run out or do not have enough Travel Points?

MTP is committed to ensuring USAA members save on all their travel purchases. You can only use the amount of Travel Points you have on your account. Members earn more travel points every year with a minimum spend of $2,500 and earn on all air booked through Member Travel Privileges and car purchases booked through the USAA Perks Car Rental program. In addition, Travel Points are not used toward payment of any taxes, fees, travel insurance, shipping or handling charges. All applicable travel products specify the amount of Travel Points that may be redeemed towards partial payment. Member may redeem as many Travel Points as Member has available in Member’s account, up to the amount specified for any product or service.